# CheddarChat

> CheddarChat (cheddar.chat) gives live streamers Bitcoin donation alerts that pay straight into the streamer's own wallet. A viewer tips, the alert pops up on stream with text-to-speech, and the bitcoin lands in the streamer's wallet. CheddarChat never holds the money and takes 0% of tips.

CheddarChat is built for streamers on Twitch, Kick, X and Rumble.

Fee comparison (the cut each one takes from a viewer's tip):
- YouTube Super Chat: 30%, and up to 50% on iOS once Apple's cut stacks on top.
- Twitch Bits / Cheers: about 30%, built into what viewers pay for Bits.
- Rumble Rants: 20%.
- CheddarChat: 0%. The whole tip goes to the streamer's wallet; the streamer pays a flat subscription instead (see Pricing).

How tips work:
- Viewers tip from the streamer's donation page at `cheddar.chat/<username>`, or straight from live chat.
- The live chat bot: on Twitch, Kick and Rumble a viewer types one message that mentions the CheddarChat bot with an amount and an optional quoted message, for example `@cheddarchat $5 "GG kino stream"`, and the bot replies in chat with a pay link. The alert plays on stream when the invoice is paid. On X, the bot answers a mention with a QR code to pay.
- Payments go over the Bitcoin Lightning Network or on-chain. Viewers can pay from any Lightning wallet.
- Viewers do not need to own bitcoin. Cash App can pay a Lightning invoice from the viewer's USD balance, and so can Strike: the viewer pays in dollars they already have, with nothing to buy first, and the streamer still receives bitcoin in their own wallet.
- Tipping from chat takes two taps for a viewer with Cash App: on Twitch, Kick and Rumble, a streamer can turn on Cash App Launch Links (Settings → Integrations), and the link in the bot's reply then opens the Lightning invoice directly in Cash App on the viewer's phone. The viewer taps the link and confirms the payment; there is no QR code to scan and no wallet to set up. Without that setting, the bot replies with a link to the invoice page, which shows a QR code and an "Open in" wallet menu.
- The streamer brings their own wallet: a Nostr Wallet Connect (NWC) wallet, a Lightning address that supports Nostr zaps, or an extended public key (xpub) for on-chain payments. Tips settle in that wallet, never in a CheddarChat account.
- Wallets that work over NWC: Rizful, Coinos, Primal Wallet, Alby Hub, Zeus, Cashu.me and BuhoGO. Lightning addresses work from providers that support Nostr zaps, such as Strike. The full list is in the Wallet Guide.
- Alerts and a donation goal bar run as browser sources in OBS Studio, Streamlabs Desktop and PRISM Live Studio.
- Donation tiers can name a tier in the alert instead of the dollar amount. Zaps to a streamer's linked Nostr profile trigger the same alert.

What streamers pay: tips are free of platform fees. Streamers pay CheddarChat a flat subscription, either as a monthly subscription in US dollars by card through Stripe, or paid in bitcoin to save 10%. New accounts start with a free month. Current prices are on the pricing page.

## Pages

- [Home](https://cheddar.chat/): what CheddarChat does, how tips flow from viewer to streamer, and the supported wallets
- [More Features](https://cheddar.chat/features): donation tiers, the goal bar, and Nostr profile zaps
- [Wallet Guide](https://cheddar.chat/help/wallets): Lightning addresses with Nostr zap support and NWC wallets that work with CheddarChat, and how to copy an NWC connection string
- [Overlay Setup](https://cheddar.chat/help/overlay): adding the alert browser source in OBS Studio, Streamlabs Desktop and PRISM Live Studio
- [Pricing](https://cheddar.chat/pricing): the streamer subscription, monthly and yearly plans, card or bitcoin

## Legal

- [Terms and Conditions](https://cheddar.chat/terms)
- [Privacy Policy](https://cheddar.chat/privacy)

## Contact

- Email: contact@cheddar.chat
- X: https://x.com/cheddarchatbot